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The Mortgage Lending Process

We know buying a home is a daunting experience and the mortgage lending process can be equally as overwhelming.  The process does not have to be cumbersome or better yet feel like a part time job.  Our best advise is to lean on your trusted real estate professional and seek…

Q&A: Denise Hosek with Annie Mac Mortgage

Buying a home comes with several moving parts that must fit together like a snug puzzle piece in order to successfully wind up a homeowner.  In any multi step process, there is always a crucial first step to ensure a smooth sailing adventure.  Before embarking on a home buying journey,…

The Costs of Home Ownership

Now that you’ve navigated the plethora of inspections and the closing – congratulations you are a homeowner!  Being a homeowner is quite exciting but also comes with a few additional expenses to consider moving forward. Property Taxes Depending on where you happen to live in Texas and what tax bases…

Online Notary Service

Did you know you now can stay home in your pajamas and have a document notarized? Effective July 1, 2018 because of a Texas law which was passed in 2017 known as HB 1217 it is now possible to have your documents notarized online.  Virtual Notarizations in Texas went into effect…

City of Austin Carbon Monoxide Ordinance

Are you aware there is a new City of Austin ordinance? Beginning April 1, 2018 (yes, April 1st and this isn’t an April Fool’s joke), carbon monoxide detectors will be required to be installed in almost all Austin homes. Does my home need a carbon monoxide detector installed?  There is…

Post Disaster Home Purchase Program

So how does one purchase a new home while they have a home thats been classified as a total loss on their hands? The answer to that question is with a FHA 203(h) loan.  There are a rules that one must adhere to in order to qualify for this program.  Take a…

Mother Natures Role in Real Estate

Do you remember those times your mom, dad, grandma or grandpa sat you down, looked you square in the eyeballs and had a good ‘ole fashioned heart to heart chit chat?  We remember those sessions quite well and believe those are many of the conversations that left a lasting impression…

ADITND: ANTI-Disruption is the New Disruption

Dip your toe into any part of the tech pool—no matter the industry or vertical—and you’ll instantly be soaked in a deluge of DISRUPTION. DISRUPTION. DISRUPTION. DISRUPTION. (And, yes, we totally channelled a “Marcia! Marcia! Marcia!” there). But we digress. Full disclosure: Urban Provision loves tech. We LOVE it. We use it…

Tips for Viewing Homes in a Digital World

Touring properties for sale can be fun. You get to imagine yourself living in a completely different space, seeing how others decorate and learn how others have updated their homes or remodeled. But it is relatively easy to make a misstep when you are visiting these properties whether it be…

Google Maps

We suspect if you are like most buyers, you have been tinkering around on your favorite real estate search website, zooming in and out of the real estate photos and have laid your eyeballs on a few homes you are now excessively drooling over. Before you enter into a steamy…