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Competent Representation

Taking the time to align with a REALTOR® should be the first step in the home buying process. This important step ensures the person you chose to represent you exudes both industry and local market competence and as a result will give clear and concise guidance and direction in order to make educated and informed decisions. But most of all they will deliver peace of mind throughout the entire journey.

How to Interview a REALTOR®

Costs of Using a REALTOR®

It doesn’t cost a buyer to use buyer’s agent. In Texas, it is common for sellers pay a pre-negotiated real estate commission to their listing brokerage which includes compensation for cooperating agent, whether the buyer is represented or not. If you choose to forgo working with a buyer’s agent, the entire commission goes directly to the listing brokerage – so it doesn’t save you any money to not use REALTOR® when buying a home.

Home Buying Wish List

Before you embark your home search journey, it is important to decide what type of property best suits the needs of everyone in your household. This process will be used as your ever changing guide to make sure your home buying journey is exciting, efficient and far from turbulent. To evaluate what is important and essential for your next home, have each family member ask themselves these questions then make three lists “What Are My Must Haves” and “What Would Be Nice to Have” and “What Do I Not Want.

Drafting a Home Buying Wish List

Evolution of Buying a Home

Whether this is your first or tenth home purchase, navigating a real estate transaction can feel overwhelming. We find when our clients are prepared for all aspects of the buying process it limits unnecessary chaos and reduces stress associated with buying a parcel real estate.

Buying Process Roadmap

Are You Approved?

Before starting your home search, it is essential to understand what you can afford each month in terms of a monthly mortgage payment, the types of financing available to you and the out of pocket costs associated with such a transaction. These details are uncovered by conversing with a local well respected mortgage professional and ultimately obtaining evidence of creditworthiness that can accompany your offer to the seller.

Q&A with Denise Hosek with Annie Mac Mortgage

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