Contract to Close
The process of Contract to Close can vary from smooth sailing to turbulent, depending entirely on the dynamics between the buyer and seller. It hinges on their ability to negotiate, their reasonableness, preparedness, knowledge, and the coordination between the loan officer and their counterparts, as well as the oversight provided…
The Mortgage Lending Process
We know buying a home is a daunting experience and the mortgage lending process can be equally as overwhelming. The process does not have to be cumbersome or better yet feel like a part time job. Our best advise is to lean on your trusted real estate professional and seek…
Q&A: Denise Hosek with Annie Mac Mortgage
Buying a home comes with several moving parts that must fit together like a snug puzzle piece in order to successfully wind up a homeowner. In any multi step process, there is always a crucial first step to ensure a smooth sailing adventure. Before embarking on a home buying journey,…
The Costs of Home Ownership
Now that you’ve navigated the plethora of inspections and the closing – congratulations you are a homeowner! Being a homeowner is quite exciting but also comes with a few additional expenses to consider moving forward. Property Taxes Depending on where you happen to live in Texas and what tax bases…
Assistance and Emotional Support Animals
If you are a landlord or just considering leasing your home, you should become familiar with assistance and emotional support animals. When you think of assistance or emotional support animals, we often think of dogs. But squirrels, peacocks, pigs and even an alligator has made national headlines for being assistance…
Fair Housing Word or Phrase List
Did you know there are some words or phrases you should not say when speaking to a client or when marketing a home for sale? The Fair Housing Act prohibits certain categories of discrimination in housing. The law is a federal one is prohibits publishing advertisements indicating “any preference, limitation…
Most Common Pricing Mistakes When Selling Your Home
Since we are also homeowners too, we realize that almost every single seller wants the biggest bang for their buck when selling their home. But with that said, there are missteps or mistakes that a seller can make when attempting to establish a list price. Deciding how much to list…
Window Requirements
In order for a window to be considered a window, it must be one that can used if a need arises. The requirements are a window must have large enough to be an emergency escape or rescue opening. In Texas, we do not have many basements but we have a…
Bedroom Requirements
How do you know if a bedroom is considered a bedroom or not? Good question, right? The answer is quite simple because the requirements are clearly defined. Pay attention to the following key areas to determine if a room can be considered a bedroom. ENTRANCE A bedroom needs at least…
Online Notary Service
Did you know you now can stay home in your pajamas and have a document notarized? Effective July 1, 2018 because of a Texas law which was passed in 2017 known as HB 1217 it is now possible to have your documents notarized online. Virtual Notarizations in Texas went into effect…